Columbia Lloyds Insurance Company

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Property Insurance
    • Dwelling Fire: $30,000 – $200,000
      • Policy Term: 1 year
      • Limits: $30,000 – $200,00
      • Deductible: $500, $1000, ½% – 5% (2% Min. in Tier 2)

    • Dwelling Fire: $10,000 – $29,999
      • Policy Term: 1 year
      • Limits: $10,000 – $29,999
      • Deductible: $500, $1000, ½% – 5% (2% Min. in Tier 2)

    • Homeowner
      • Policy Term: 1 year
      • Limits: $30,000 – $200,000
      • Deductible: $500, $1000, ½% – 5% (2% Min. in Tier 2)
Columbia Lloyds products are for Texas consumers. We will soon be offering more products.
 

Homeowners / Dwelling Fire

 

Texas Homeowner’s Policy – Form A (HOA)

  • Policy Term: 1 year
  • Limits: $20,000 – $200,000
  • Deductible: $500, $1000, ½% – 5% (2% Min. in Tier 2)
  • Premium: $150 minimum
  • Personal Liability: $25,000, $50,000, or $100,000, $300,000
  • Medical Pay: $500 standard, or $1,000 maximum (dwelling value must be above $50,000
  • Contents Coverage: 40% of Dwelling Coverage Maximum
  • Additional Endorsements Available:Residential Glass CoverageTelevision and Radio AntennaIncreased Costs of ConstructionAutomatic Increase of LimitsSudden & Accidental Water Coverage ($2,500 and $5,000)

Texas Fire Dwelling Policy – Form 1 (TDP)

Dwelling $30,000 – $200,000

  • Policy Term: 1 year
  • Limits: $30,000 _ $200,000
  • Deductible: $500, $1000, ½% – 5% (2% Min. in Tier 2)
  • Premium: $150 minimum
  • Extended Coverage: Available
  • V & MM: Available
  • Contents Coverage:Owner Occupied Dwellings 30% maximumTenant Occupied Dwellings $1,000 maximum

Dwelling $10,000 – $29,999

  • Policy Term: 1 year
  • Limits: $10,000 – $29,999
  • Deductible: $500, $1000, ½% – 5% (2% Min. in Tier 2)
  • Premium: $500 minimum
  • Extended Coverage: Available
  • V & MM: Not Available
  • Contents Coverage:Owner Occupied Dwellings 30% maximumTenant Occupied Dwellings $1,000 maximum
  • Additional Endorsements Available:Fair Rental ValueResidential Glass CoverageContract of SaleIncreased Costs of ConstructionSudden & Accidental Water Coverage ($2,500 and $5,000)Liability Coverage (Tenant Occupied Only)

**Note all policies listed above are on actual cash value basis only.

Homeowners / Dwelling Fire

 

Texas Homeowner’s Policy – Form A (HOA)

  • Policy Term: 1 year
  • Limits: $20,000 – $200,000
  • Deductible: $500, $1000, ½% – 5% (2% Min. in Tier 2)
  • Premium: $150 minimum
  • Personal Liability: $25,000, $50,000, or $100,000, $300,000
  • Medical Pay: $500 standard, or $1,000 maximum (dwelling value must be above $50,000
  • Contents Coverage: 40% of Dwelling Coverage Maximum
  • Additional Endorsements Available:Residential Glass CoverageTelevision and Radio AntennaIncreased Costs of ConstructionAutomatic Increase of LimitsSudden & Accidental Water Coverage ($2,500 and $5,000)

Texas Fire Dwelling Policy – Form 1 (TDP)

Dwelling $30,000 – $200,000

  • Policy Term: 1 year
  • Limits: $30,000 _ $200,000
  • Deductible: $500, $1000, ½% – 5% (2% Min. in Tier 2)
  • Premium: $150 minimum
  • Extended Coverage: Available
  • V & MM: Available
  • Contents Coverage:Owner Occupied Dwellings 30% maximumTenant Occupied Dwellings $1,000 maximum

Dwelling $10,000 – $29,999

  • Policy Term: 1 year
  • Limits: $10,000 – $29,999
  • Deductible: $500, $1000, ½% – 5% (2% Min. in Tier 2)
  • Premium: $500 minimum
  • Extended Coverage: Available
  • V & MM: Not Available
  • Contents Coverage:Owner Occupied Dwellings 30% maximumTenant Occupied Dwellings $1,000 maximum
  • Additional Endorsements Available:Fair Rental ValueResidential Glass CoverageContract of SaleIncreased Costs of ConstructionSudden & Accidental Water Coverage ($2,500 and $5,000)Liability Coverage (Tenant Occupied Only)

**Note all policies listed above are on actual cash value basis only.

Homeowners / Dwelling Fire

 

Texas Homeowner’s Policy – Form A (HOA)

  • Policy Term: 1 year
  • Limits: $20,000 – $200,000
  • Deductible: $500, $1000, ½% – 5% (2% Min. in Tier 2)
  • Premium: $150 minimum
  • Personal Liability: $25,000, $50,000, or $100,000, $300,000
  • Medical Pay: $500 standard, or $1,000 maximum (dwelling value must be above $50,000
  • Contents Coverage: 40% of Dwelling Coverage Maximum
  • Additional Endorsements Available:Residential Glass CoverageTelevision and Radio AntennaIncreased Costs of ConstructionAutomatic Increase of LimitsSudden & Accidental Water Coverage ($2,500 and $5,000)

Texas Fire Dwelling Policy – Form 1 (TDP)

Dwelling $30,000 – $200,000

  • Policy Term: 1 year
  • Limits: $30,000 _ $200,000
  • Deductible: $500, $1000, ½% – 5% (2% Min. in Tier 2)
  • Premium: $150 minimum
  • Extended Coverage: Available
  • V & MM: Available
  • Contents Coverage:Owner Occupied Dwellings 30% maximumTenant Occupied Dwellings $1,000 maximum

Dwelling $10,000 – $29,999

  • Policy Term: 1 year
  • Limits: $10,000 – $29,999
  • Deductible: $500, $1000, ½% – 5% (2% Min. in Tier 2)
  • Premium: $500 minimum
  • Extended Coverage: Available
  • V & MM: Not Available
  • Contents Coverage:Owner Occupied Dwellings 30% maximumTenant Occupied Dwellings $1,000 maximum
  • Additional Endorsements Available:Fair Rental ValueResidential Glass CoverageContract of SaleIncreased Costs of ConstructionSudden & Accidental Water Coverage ($2,500 and $5,000)Liability Coverage (Tenant Occupied Only)

**Note all policies listed above are on actual cash value basis only.